Signicat partners with TrueBiz to bring behavioral risk intelligence into KYB onboarding

Signicat customers can now verify what a business actually does, not just that it exists

TrueBiz brings automated merchant risk intelligence directly into Signicat onboarding workflows, closing the gap between merchant identity and merchant behavior.

A new layer of merchant risk intelligence for Signicat customers

Businesses can pass identity verification while still operating in prohibited categories, misrepresenting their activity, or acting as fronts for higher-risk operations.

To detect this, onboarding teams often rely on manual web research: analysts reviewing merchant websites, social profiles, and digital footprints to determine what the business actually does.

Through this new integration with TrueBiz, Signicat customers can now automate that step directly within their onboarding workflow.

After verifying a business’s identity through Signicat, teams can trigger a TrueBiz assessment to analyze the company’s digital footprint and behavioral signals across the open web, producing a decision-ready risk assessment in under 30 seconds.

Closing the gap between identity and behavior

KYB answers an important question:

Does this business legally exist?

But risk teams must also answer another:

Does the business actually operate the way it claims?

TrueBiz closes that gap by analyzing more than 250 digital footprint signals across the open web to determine:

• If the business is operational online

• What products or services it offers

• If its activity aligns with a financial institution’s risk policies

The system returns a configurable pass / fail recommendation, along with structured risk indicators and transparent reasoning, all in under 30 seconds.

Built directly into Signicat onboarding workflows

Signicat customers can now add behavioral merchant analysis to their existing onboarding process without introducing new tools or manual research steps.

By combining Signicat’s identity infrastructure with TrueBiz’s behavioral intelligence, financial institutions and payment providers can:

• Reduce manual merchant reviews

• Detect prohibited or misrepresented businesses earlier

• Speed up onboarding times while strengthening risk controls

“Signicat has built the identity infrastructure that financial institutions worldwide depend on,” said Danny Hakimian, CEO and Founder of TrueBiz.  “TrueBiz adds the layer beneath it: what does this business actually do online, and does that match what it claimed on the application?”

Try it today - no integration required

Signicat customers can test a TrueBiz assessment on any business before connecting it to their onboarding workflow. Enter a URL or business name and see the full risk assessment in under 30 seconds.